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Nepal Salary & SSF Calculator

Work out your monthly take-home pay in Nepal after SSF or provident fund and income tax, and see what you cost your employer.

SSF and provident fund are calculated on this.

Transport, phone, other allowances.

More (optional)

Enter a monthly basic salary to see your take-home pay.

An estimate using the FY 2083/84 income tax slabs (1% to 29%, one schedule for everyone), with SSF at 11% (employee) plus 20% (employer) of basic salary, and the 1% social security tax waived for SSF members. Rules, limits and exemptions change. Your payslip and the Inland Revenue Department are the final word.

Tax is averaged over 12 months; employers often withhold unevenly across the year. Insurance premiums you pay yourself reduce your taxable income but aren’t deducted from take-home pay here.

From Gross Salary to Take-Home Pay in Nepal

Enter your monthly basic salary and allowances to see SSF or provident fund contributions, income tax by slab, and the amount that lands in your account. The breakdown shows monthly and yearly figures and the employer’s total cost.

What you can do

  • SSF at 11% employee plus 20% employer of basic salary, or a provident fund at the rate you choose.
  • Optional CIT, life and health insurance premiums, and a Dashain bonus.
  • Income tax by slab for married and unmarried taxpayers, with the 1% social security tax waived for SSF members.
  • A clear table of every deduction, monthly and yearly.

Good to know

  • This is an estimate. Rules, limits and exemptions change, so your payslip and the Inland Revenue Department are final.
  • Retirement contributions are deducted up to the lower of one-third of income or NPR 500,000.
  • Tax is averaged over 12 months, though employers may withhold unevenly across the year.

Frequently asked questions

How much is SSF in Nepal?

Employees contribute 11% of basic salary and employers contribute 20%, a total of 31%.

Is SSF deducted before income tax?

Yes. SSF contributions are deductible from taxable income, up to the legal limit, and SSF members don’t pay the 1% social security tax on the first slab.

How is take-home salary calculated?

Gross pay minus the employee’s SSF or provident fund, CIT and income tax gives take-home pay.

Is this calculator exact?

It is an estimate based on current slabs and standard rules. Your employer’s payroll and official guidance are the final word.